10 Ways to Go Green and Save Green

How can we live lightly on the Earth and save money at the same time? Staff members at the Worldwatch Institute, a global environmental organization, share ideas on how to GO GREEN and SAVE GREEN at home and at work. To learn more about Worldwatch's efforts to create am environmentally sustainable society that meets human needs, sign up here for weekly e-mail updates.

Climate change is in the news. It seems like everyone's "going green." We're glad you want to take action, too. Luckily, many of the steps we can take to stop climate change can make our lives better. Our grandchildren-and their children-will thank us for living more sustainably. Let's start now.

We've partnered with the Million Car Carbon Campaign to help you find ways to save energy and reduce your carbon footprint. This campaign is uniting conscious consumers around the world to prevent the emissions-equivalent of 1 million cars from entering the atmosphere each year.

Keep reading for 10 simple things you can do today to help reduce your environmental impact, save money, and live a happier, healthier life. For more advice, purchase State of the World 2010 - Transforming Cultures: From Consumerism to Sustainability, a report from 60 renowned researchers and practitioners on how to reorient cultures toward sustainability.

1. Save energy to save money.
  • Set your thermostat a few degrees lower in the winter and a few degrees higher in the summer to save on heating and cooling costs.
  • Install compact fluorescent light bulbs (CFLs) when your older incandescent bulbs burn out.
  • Unplug appliances when you're not using them. Or, use a "smart" power strip that senses when appliances are off and cuts "phantom" or "vampire" energy use.
  • Wash clothes in cold water whenever possible. As much as 85 percent of the energy used to machine-wash clothes goes to heating the water.
  • Use a drying rack or clothesline to save the energy otherwise used during machine drying.

2. Save water to save money.
  • Take shorter showers to reduce water use. This will lower your water and heating bills too.
  • Install a low-flow showerhead. They don't cost much, and the water and energy savings can quickly pay back your investment.
  • Make sure you have a faucet aerator on each faucet. These inexpensive appliances conserve heat and water, while keeping water pressure high.
  • Plant drought-tolerant native plants in your garden. Many plants need minimal watering. Find out which occur naturally in your area.

3. Less gas = more money (and better health!).
  • Walk or bike to work. This saves on gas and parking costs while improving your cardiovascular health and reducing your risk of obesity.
  • Consider telecommuting if you live far from your work. Or move closer. Even if this means paying more rent, it could save you money in the long term.
  • Lobby your local government to increase spending on sidewalks and bike lanes. With little cost, these improvements can pay huge dividends in bettering your health and reducing traffic.

4. Eat smart.
  • If you eat meat, add one meatless meal a week. Meat costs a lot at the store-and it's even more expensive when you consider the related environmental and health costs.
  • Buy locally raised, humane, and organic meat, eggs, and dairy whenever you can. Purchasing from local farmers keeps money in the local economy.
  • Watch videos about why local food and sustainable seafood are so great.
  • Whatever your diet, eat low on the food chain [pdf]. This is especially true for seafood.

5. Skip the bottled water.
  • Use a water filter to purify tap water instead of buying bottled water. Not only is bottled water expensive, but it generates large amounts of container waste.
  • Bring a reusable water bottle, preferably aluminum rather than plastic, with you when traveling or at work.
  • Check out this short article for the latest on bottled water trends

6. Think before you buy.
  • Go online to find new or gently used secondhand products. Whether you've just moved or are looking to redecorate, consider a service like craigslist or FreeSharing to track down furniture, appliances, and other items cheaply or for free.
  • Check out garage sales, thrift stores, and consignment shops for clothing and other everyday items.
  • When making purchases, make sure you know what's "Good Stuff" and what isn't.
  • Watch a video about what happens when you buy things. Your purchases have a real impact, for better or worse.

7. Borrow instead of buying.
  • Borrow from libraries instead of buying personal books and movies. This saves money, not to mention the ink and paper that goes into printing new books.
  • Share power tools and other appliances. Get to know your neighbors while cutting down on the number of things cluttering your closet or garage.

8. Buy smart.
  • Buy in bulk. Purchasing food from bulk bins can save money and packaging.
  • Wear clothes that don't need to be dry-cleaned. This saves money and cuts down on toxic chemical use.
  • Invest in high-quality, long-lasting products. You might pay more now, but you'll be happy when you don't have to replace items as frequently (and this means less waste!).

9. Keep electronics out of the trash.
  • Keep your cell phones, computers, and other electronics as long as possible.
  • Donate or recycle them responsibly when the time comes. E-waste contains mercury and other toxics and is a growing environmental problem.
  • Recycle your cell phone.
  • Ask your local government to set up an electronics recycling and hazardous waste collection event.

10.Make your own cleaning supplies.
  • The big secret: you can make very effective, non-toxic cleaning products whenever you need them. All you need are a few simple ingredients like baking soda, vinegar, lemon, and soap.
  • Making your own cleaning products saves money, time, and packaging-not to mention your indoor air quality.

Croatia


The Reasons Why Life Insurance Is Important To You

Life Insurance. Doesn't it just conjure up some insurance salesman knocking on your door trying to sell you a policy that covers you for accidents only, for a small amount and costs you the earth? No? It doesn't too me either because those days are long gone!
I prefer to call it "Life Assurance" anyway, because it is assuring you that your life is convered in the event of death and that what your life is insured for, will be paid out to your estate or policy owner.
But how many of you actually have this cover in place? I know of lots of my friends, who are in their 20's who don't have the cover because 1) they don't know anything about (lack of education) and 2) they don't think they need it and see it as an extra cost. How little they know... like anything, the earlier you start, the cheaper it is...

Following are 10 important reasons why YOU should have life assurance and why those around you too should invest in this:

Reason 1
Hello? Do you have any bills, like maybe a mortgage?? This alone is a pertinent reason to have life assurance... it means that should you die, this major bill will be paid off and not left to your survivors to deal with!

Reason 2
Young, fit and healthy? No ailments? Then this is the best time to get life assurance! Your premium will be small and if you take out a policy that allows you to keep the same premium until the age of 65, you will have considerable savings... the earlier you start, the better. And then if you develop any health issues throughout your life, it doesn't matter, because you already have the cover in place!

Reason 3
Are you married? Do you care about your spouse? Then is it not thoughtful to make sure that your spouse does not have to worry about money should you pass before they do and vice versa? I know a couple who cancelled their life insurance and then 6 months later he was diagnosed as having stomach cancer, and died 18 months later... leaving behind a wife and two children still at home and a mortgage... and no monetry relief for his family. Is this what you want to put your partner through?

Reason 4
Want to leave a legacy for your future grand children? What better way then ensuring your estate will actually have some legacy to pass on! You can elect in your will to have the proceeds of your life assurance paid directly to your estate and then as per your will, divy up the proceeds.

Reason 5
Peace of mind... yours that is. If you can't afford health insurance or any other insurance, you can afford life insurance... and should you develop a terminal disease... your life insurance will pay out a lump sum upon confirmation of this, allowing you to fulfil any dreams you have not achieved or to get your affairs in order.
There are many more reasons I could go into here, but you get the gist... just like you wouldn't risk not having your car insured or your house or contents... how can you not insure your number one asset... yourself?
There are plenty of fantastic financial advisers out there. If you don't have one, a great place to start is your bank, they have trained staff that can guide you... just make sure you read through any quotes you receive etc and make sure you understand just what you are being covered for.

BlackBerry PlayBook

9 Upcoming Tablet Competitor to Apple iPad

The Apple iPad cat is officially out of its bag, but it’s not going to be the only tablet game in town. There are a number of other devices out there in various stages from “barely announced” to “working prototype,” many of which were shown off at this year’s Consumer Electronic Shows.
Apple may have snagged first-mover advantage in this year’s tablet renaissance, and we have scant few details on things like pricing and release date for some of its upcoming competitors. Still, it’s worth a look at what other tablet contenders are going to be emerging with in the near near future. It might be worth reigning in that Steve Jobs-induced credit card trigger finger for a bit.
Let’s have a look at what alternatives to the iPad are likely literally just around the corner.


1. HP Slate



Microsoft CEO Steve Ballmer showed off this HP tablet prototype very briefly at CES this year. It wasn’t the Apple iPad thunder-stealing moment predicted by the media, but it is one of many indications that the tablet form-factor is about to become practically ubiquitous.
This particular HP slate will run Windows 7, setting it apart from the field of tablets running Android you’ll be seeing on the rest of this list. More details about the device were recently revealed by HP in the video below.


2. Dell Streak



During its CES 2010 keynote, Dell talked about working on multiple “upcoming slates,” including one prototype it showed off, which is currently called the Streak. This particular model is only 5-inches, though, which puts it less in the direct path of the iPad and makes it more akin to the existing line of mobile internet devices (MIDs) like the Archos series of Internet tablets. Not much else is known yet about the Streak, or what other kinds of tablets Dell might be cooking up, but Engadget did snag some hands - of photo's of the device.


3. Asus Eee Tablet



Asus is the company responsible for kicking off the entire netbook craze. They were also showing off a prototype of a 9-inch tablet at CES this year. The device has four control buttons reminiscent of the favored layout for an Android-powered phone, leading to the logical speculation that the Asus tablet might well run Google’s mobile operating system.


4. Compal Tablet



This working prototype was shown off at CES 2010. Made by Compal, the 7-inch Android 2.0 tablet runs on the new, high-powered next-generation Tegra 2 processor NVIDIA announced at CES. With this chip, a device can support 1080p video playback, yet retain startlingly good battery life. NVIDIA says it already has several partners lined up to make Tegra 2-based tablets, so expect more of this type of device in the near near future.


5. Notion Ink Adam



Another tablet running Android and powered by the Tegra 2 chip is the Adam, a 10-inch tablet from Indian start-up Notion Ink. It uses a screen technology from Pixel Qi that combines the best of a full color multi-touch LCD display with a low-power reflective mode that’s readable in direct sunlight.
Notion Ink says the Adam should come to market in the second quarter of this year, with a target price somewhere between $300 and $800.


6. MSI



Wait for it: It’s another tablet prototype running Android and powered by the Tegra 2, this time from MSI. Engadget found it “a bit thicker and heavier than we’d like,” but on the plus side its 10-inch screen is “plenty responsive.” 


7. Quanta



One last prototype running Android on the Tegra 2 chip: the Quanta tablet got some early dings in terms of usability. Still, it is only a prototype, so the Wi-Fi and 3G-enabled tablet device could still be a contender in the about-to-be-crowded tablet space.


8. ICD Vega



Seattle-based startup Innovative Converged Devices announced its Vega Tablet back in November 2009, and now the device is officially headed to T-Mobile UK sometime before the end of 2010. Yet another tablet based on Android, the Vega will have a large amount of screen real-estate at 15.6-inches.


9. Google and HTC



This one is sadly of the purely rumor variety, but it’s worth mentioning for its potentially game-changing effects. Like it did with the Nexus One, if Google were to take a direct hand in developing a tablet computing device with a trusted partner, it could be a serious contender in the newly emerging tablet wars.
The cited report says the Google Tablet has already been in development for the past 19 months. HTC is a plausible logical choice for the trusted partner as well, given its existing relationship with Google and the Android operating system. Still, with nothing yet official on the books, the Google Tablet is the most speculative entrant on this list for now.

Top 10 Movies In 2011

LOS ANGELES, Calif. — Vampires, werewolves, superheroes, pirates, aliens, the final chapter in the saga of everyone’s favorite boy wizard… and, oh, so much more! The 2011 box office forecast is booming with potential blockbusters. Starting from number 10 to 1

No. 10 – “Super 8″
Starring: Elle Fanning, Kyle Chandler
Directed by: J.J. Abrams
Release date: Summer 2011
Why we’re excited: A new sci-fi thriller from J.J. Abrams! Need we really say more? OK, we’ll give you just a little bit. Written and directed by Abrams, the film follows a group of teens in the 1970s who capture footage of aliens in Area 51 while shooting on their – wait for it – Super 8 camera. And here you thought the film was about those low budget motels of the same name. The Air Force, the government and other various ominous suit-wearing types begin pursuit. Drama, explosions, suspense – and maybe even aliens – follow. Yes, please.

No. 9 – “Captain America”
Starring: Chris Evans, Hugo Weaving
Directed by: Joe Johnston
Release date: July 22, 2011
Why we’re excited: For what will be Marvel’s final superhero installment leading up to 2012′s “The Avengers,” Chris Evans will don the stars and stripes as Steve Rogers/aka Captain America as he suits up for battle against the forces of evil in the WWII era-timed piece. Hugo Weaving (who, by the way, is it just us, or was this guy born to play a movie villain?!?) steps in as Nazi baddie Johann Schmidt/aka Red Skull, commander of HYDRA. While Evans previously joked to Access he’d be “the worst thing that ever happened to Marvel,” we have a feeling the man who once played the Fantastic Four’s Human Torch will do the red, white and blue proud.

No. 8 – “Pirates of the Caribbean: On Stranger Tides”
Starring: Johnny Depp, Penelope Cruz, Ian McShane, Geoffrey Rush
Directed by: Rob Marshall
Release date: May 20, 2011
Why we’re excited: Captain Jack is back – this time, with some new faces. Out are Orlando Bloom and Keira Knightley. In are Penelope Cruz and Ian McShane. There’s an argument to be made that if you’ve seen one “Pirates” film, you’ve seen them all. But with a combined gross of more than $2.6 billion at the worldwide box office, the Bruckheimer/Disney team is doing something right. Plus, there won’t be nary a bad word said about Johnny Depp in this column. He’s had us since he played Officer Tom Hanson on “21 Jump Street” (itself being remade for the big screen). We’ll hitch our anchor to his pirate ship any day.

No. 7 – The Fourth “Mission: Impossible”
Starring: Tom Cruise, Ving Rhames, Jeremy Renner, Paula Patton, Josh Holloway
Directed by: Brad Bird
Release date: December 16, 2011
Why we’re excited: There’s an argument to be made that if you’ve seen one “Mission: Impossible” film… Wait, that’s already been used. Cruise is back as super-spy Ethan Hunt, and while many of the same faces return, joining the fray are newbies Jeremy Renner, Josh Holloway and Paula Patton, all of whom should inject some exciting new blood into the latest chapter. Brad Bird makes his directorial debut, which means J.J. Abrams is out as director, but sticks around as a producer/writer. Truth be told, if J.J. wasn’t still involved, the clock may have run out on this box office “Mission.” But when it comes down to it, say what you will about Cruise, the man makes one heck of a movie.

No. 6 – “Green Lantern”
Starring: Ryan Reynolds, Blake Lively, Peter Sarsgaard
Directed by: Martin Campbell
Release date: June 17, 2011
Why we’re excited: Blake Lively. Blake Lively. Blake Lively. Blake Lively. Blake Lively. Blake Lively. Blake Lively. Blake Lively. Blake Lively. Blake Lively. Blake Lively. Blake Lively. Ryan Reynolds isn’t so bad either. Throw in a fanboy classic superhero tale and with these two beyond good lookin’ folks as the leads, look for the box office to definitely go “Green” in Summer 2011. Plus, who doesn’t love to say “Saaaaaaaaarsgaaaaaaard”?! Exactly.

No. 5 – “Thor”
Starring: Chris Hemsworth, Anthony Hopkins, Natalie Portman
Directed by: Kenneth Branagh
Release date: May 6, 2011
Why we’re excited: Yet another prequel cog in Marvel’s mighty “The Avengers” machine, easy-on-the-eyes Aussie actor Chris Hemsworth steps into the iconic Norse mythological title character comic book role. Directed by Kenneth Branagh, the film will follow Thor as he is cast down to earth for being an arrogant fighter, only to find himself battling the dark forces of Asgard and becoming a hero to the humans. Throw in the lovely Natalie Portman as Thor’s lady love Jane Foster, Anthony Hopkins as daddy Odin — oh, and did we mention Thor’s mighty hammer Mjolnir? What can we say, we’re a sucker for a good power tool!

No. 4 – “The Hangover 2″
Starring: Bradley Cooper, Ed Helms, Zach Galifianakis, Justin Bartha
Directed by: Todd Phillips
Release Date: May 26, 2011
Why we’re excited: Details are being kept under wraps for the sequel to the side-splitting original — which has forever put to shame every groom-to-be’s bachelor party past, present and future – but as long as those four funny guys are sticking around, so are we! And hey, if they want to bring back Mike Tyson too for another musical interlude, we’re not complaining. Call it comedic masochism if you will, but we’re ready to feel the burn of another “Hangover”!

No. 3 – “The Girl with the Dragon Tattoo”
Starring: Rooney Mara, Daniel Crag, Christopher Plummer
Directed by: David Fincher
Release date: December 21, 2011
Why we’re excited: Rising star Rooney Mara has scored one of the most talked-about roles in recent memory, nabbing the part of edgy hacker Lisbeth Salander in the U.S. big screen adaptation of Stieg Larsson’s literary set, The Millennium Trilogy. There has already been a Swedish film version of the trilogy. And, watch out soon for the announcement of a fourth book in the series. In the story, Mara and Daniel Craig (who will bring Mikael Blomkvist to life for American audiences) cross paths as they search for the missing niece of an ailing industrial tycoon. As the first installment in the series, “The Girl with the Dragon Tattoo” sets the table for the drama and suspense to come throughout the much-buzzed about trilogy, the latter two parts of which will be rolled out in 2012.

No. 2 – “The Twilight Saga: Breaking Dawn, Part I”
Starring: Robert Pattinson, Kristen Stewart, Taylor Lautner
Directed by: Bill Condon
Release date: November 18, 2011
Why we’re excited: Why aren’t we excited is the better question. What better way to kick off the beginning of the end of “The Twilight Saga” then with a little vampire-human wedding & honeymoon action! Plus, we all know what happens on the honeymoon, right???… Room service! No? Hmm. OK, how ’bout this — “There will be sex scenes – multiple sex scenes,” screenwriter Melissa Rosenberg previously told Access Hollywood of the romance we’ll see between Edward and Bella. Hey now! Summit has yet to announce exactly where the “Breaking Dawn” storyline will be split, but Part I will begin to put the bow on this pop culture-transcending saga, which has turned vampires and werewolves from cheap Halloween decorations to every kid’s favorite supernatural bestie. Whether you’re Team Edward or Team Jacob or even Team Whatever Happened To That Nice Rachelle LeFevere, grab your lawn chairs and get in line – there’s only 14 months until opening night – knowing the “Twi-Hards,” the good seats are probably already taken!

No. 1 – “Harry Potter and The Deathly Hallows, Part II”
Starring: Daniel Radcliffe, Emma Watson, Rupert Grint, Ralph Fiennes, Bill Nighy
Directed by: David Yates
Release date: July 15, 2011

Also The Mechanic, and The Rite open in wide release this weekend. The Mikael Hafstrom directed exorcism tale with Anthony Hopkins aims to open in the mid-teens (based on Hollywood Stock Exchange pricing). That would likely give The Rite the top spot at the box office. The Mechanic with Jason Statham and Ben Foster will just try to break double digits, but even that could be enough for second place.

Last weekend, No Strings Attached took first place with over $20 million, beating out The Green Hornet which sold around $18 million in tickets. The top 10 box office was filled with Best Picture nominees including The King's Speech at 4th with nearly $60 million total, True Grit in 5th with almost $140 million, Black Swan with $84 million in 6th and The Fighter with $73 million in total box office.

This morning, The Academy of Motion Pictures Arts and Sciences announced the nominations for the 83rd Oscars. The King's Speech lead the pack with 12 nominations followed by True Grit with 10 and Inception and The Social Network each with 8.

On Monday morning, there was another set of nominations, but unlike the Oscars, it's unlikely any of the receipients will be honored by the awards. The Golden Rasberry Foundation released their 31st Razzie Award nominations. The Last Airbender led the way with 9 nominations. The Razzies introduced a new category, Worst Eye-Gouging Mis-Use of 3-D and nominated Revenge of Kitty Galore, Clash of the Titans, The Last Airbender, Nutcracker 3D and Saw 3D.

Open Eyes

Salary 2011

Next Generation Portable Hands-On


We get a brief hands-on with the PSP successor.
Shortly before our interview with Shuhei Yoshida at Sony's Tokyo offices for the Next Generation Portable, we were given the opportunity to get our hands on the actual hardware for a bit. You can check out our impressions of the demos of Uncharted and Little Deviant elsewhere, but we wanted to spend some time discussing the surprising little piece of hardware itself. While photos and video of the unit may give the impression that it has a lot in common with the brick-style original PSP in terms of heft and feel, this is not entirely the case.
The upcoming device is actually surprisingly light, with the dazzling screen taking up a fair amount of real estate on it. The button and analog stick layout feels familiar and comfortable. The sticks themselves feel good; Sony used the term "micro analog sticks," and it seems pretty apt. They have the give that's comparable to the sticks on the PS3's DualShock controllers, which makes them comfortable to use. The shoulder buttons feel a bit thinner than the original PSP's, but they work out well.
The touch functionality takes some getting used to, but it works well. We found that the front-facing touch screen was responsive and not as much of a smudge magnet as we expected. While there were Sony staff members on hand with microfiber cloths at the ready, we noticed that the screen didn't look so bad after we played with the system for a bit. The back-facing touch screen took some getting used to and seemed to respond best to a light touch as opposed to our initial Frankenstein-like mashing.
As for the screen itself, the NGP continues Sony's tradition of outfitting its handhelds with head-turning tech. The NGP screen demolishes the original PSP's, above and beyond resolution. The viewing angle on the OLED screen is more comparable to the latest batch of high-end mobile phones. In fact, we'll go out on a limb and say that what we saw features better color, contrast, and black levels than anything we've seen to date.
In addition to our hands-on, we were able to speak with Sony reps following the conference and got a few more odds and ends of info on the system. The games for the unit will come in two flavors: downloadable via PlayStation Network and in a New Game Media, which sounds a lot like a cartridge to us and will store games in some sort of flash-based hardware. The system will have music and video playback capabilities much like its predecessor, although that wasn't showcased at today's event. Your PSN ID will carry over to the NGP, which will feature trophy support for games and will work with the Near utility (to track your activities) that was demoed onstage at the conference.
Overall, we were very impressed by the NGP. The device sports a smart industrial design and a stunning screen and packs some impressive features. The big question now is how much is it going to cost?